Banks Test ID Device for Online Security

Good overview of the next generation of online banking safeguards. Something mentioned in the article that I hadn't thought of before is what if they become so commonplace that every FI uses one; you're going to end up with a key chain that looks like Schneider's.

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Debit Cards Give Plastic Edge Over Paper

The tide is turning. Though the dollar amount of checks is still higher than electronic payments, there are now more electronic transactions than paper ones. Good news? Yeah, if you believe that the electronic movement of money leads to efficiencies that are in the end going to save our economy millions of dollars and consumers lots of headaches. In my humble opinion, it does.