This could become the defacto two factor authentication. 13.2 million online banking users is a large chunk of the whole.
The only thing I don't get about this system is why you have to login from a registered IP address to see the image? Is this to remind users that they need to be wary because they are not at their regular PC? Are the images stored on the individual PCs rather than BoA servers? More research is needed.
Thursday, June 02, 2005
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